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Car Insurance Claim - Why Talk to a St. Louis Auto Accident Lawyer?

11/11/2015

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When you suffer an injury or property damage from a car accident, talk to a St. Louis auto accident lawyer.

Your insurer may find a way to deny or minimize your claim. The insurance adjuster will ask you  questions about the car accident. Your answers could actually help the insurance company to get an upper hand in the court later. To prevent yourself from getting into such a tricky situation, call The Hoffmann Law Firm, L.L.C. before speaking to your insurance company about the accident. We can give you the right advice after knowing details about your case. With years of experience in dealing with devious insurers in the court, we understand the strategies used by insurance companies to deny or minimize a genuine claim.

Talking with the Insurance Claims Adjuster

The insurance adjuster may ask you whether you have been involved in a previous car accident. When you answer ‘yes’ to the question, they might make a case against you, claiming that your injuries or damages are the result of your previous accident. If you consult an experienced lawyer before talking to the claims adjuster, you will get the necessary guidance on how to talk to the adjuster, what to say, and what not to say. Nearly all leading insurance companies have used this ploy to deny or minimize a claim.

Types of Insurance Policies

Not all car insurance policies cover every type of car accident. In general, the following types of insurance coverage are applicable in automobile accident cases:

  • comprehensive coverage
  • coverage against collision
  • third-party liability coverage
  • medical coverage
  • coverage for uninsured motorist (UM)
  • coverage for underinsured motorist (UIM)
  • rental car reimbursement coverage






St. Louis Auto Accident Attorney

If you have been injured in a car accident caused by a negligent driver, contact a St. Louis auto accident attorney to protect your legal rights. Call The Hoffmann Law Firm, L.L.C. at (314) 361-4242.




The Hoffmann Law Firm, L.L.C.
7751 Carondelet Ave #601
St. Louis, MO
63105
Phone: (314) 361-4242

1 Comment
Auto Accident Lawyer Michigan link
11/30/2018 01:24:49 pm

thank you for your interesting infomation.

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    Christopher Hoffmann is a St. Louis car accident lawyer with over 15 years of experience helping injury victims recover compensation.

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